:root {
  --navy: #002060;
  --blue: #0074ff;
  --red: #d60000;
  --yellow: #ffc303;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: #1a1a1a;
  line-height: 1.6;
}

.container {
  max-width: 1080px;
  margin: 0 auto;
  padding: 0 20px;
}

.site-header {
  background: var(--navy);
  color: #fff;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 20px;
}

.logo {
  color: #fff;
  font-weight: 700;
  font-size: 1.4rem;
  text-decoration: none;
}

.site-header nav a {
  color: #fff;
  text-decoration: none;
  margin-left: 20px;
  font-size: 0.95rem;
}

.site-header nav a:hover {
  color: var(--yellow);
}

.hero {
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: #fff;
  padding: 80px 0;
  text-align: center;
}

.hero h1 {
  font-size: 2.2rem;
  margin: 0 0 10px;
}

.hero .cta {
  display: inline-block;
  margin-top: 24px;
  background: var(--yellow);
  color: var(--navy);
  padding: 12px 24px;
  border-radius: 4px;
  text-decoration: none;
  font-weight: 600;
}

.section {
  padding: 60px 20px;
}

.section h2 {
  color: var(--navy);
  margin-bottom: 20px;
}

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
}

.card {
  background: #f5f7fa;
  border-left: 4px solid var(--blue);
  padding: 20px;
  border-radius: 4px;
}

.card h3 {
  margin-top: 0;
  color: var(--navy);
}

.faq-item {
  border-bottom: 1px solid #e0e0e0;
  padding: 12px 0;
}

.faq-item h3 {
  margin: 0;
  font-size: 1.05rem;
}

.site-footer {
  background: var(--navy);
  color: #fff;
  text-align: center;
  padding: 30px 0;
  font-size: 0.9rem;
}

.site-footer a {
  color: var(--yellow);
}